Insurance Coverage

Included in your base freight rate: CSA's Standard Liability Insurance. Applicable to a claim of $50 or more, this coverage is limited to the information listed on the front of the Bill of Lading and is based on the lesser of: $2.00/lb calculated on the weight of the missing or damaged pieces of the shipment, OR The value (replacement cost) of the goods at the place and time of shipment, including the freight and other charges if paid.

Upgraded coverage: All-risk cargo coverage for goods in transit.

When you declare the full value of your goods on the Bill of Lading the following All-risk insurance coverage will override CSA's Standard Liability insurance. The premium is assessed on an individual shipment basis and is subject to the terms and conditions listed under the MARINE INLAND LEGAL CARGO INSURANCE policy below.

In some cases, your company’s own insurance policy may have a clause in regards to “goods in transit” in which case your shipment may be covered. Check with your individual insurance provider.

 

MARINE INLAND LEGAL CARGO INSURANCE

Maximum allowed: $ 250,000.00 (CAD) per shipment

Minimum charge: $ 35.00 per shipment (covers up to $17,500 of declared value)

Insurance surcharge: $ 0.20 per hundred dollars declared/insured

Deductible: $250

 

Terms & Conditions

Goods: 

To cover the insurable interest of the Insured on new and used general merchandise excluding household goods/personal effects, automobiles, jewellery, bank notes, precious metals, securities, artifacts, valuable papers, works of art, stamps, dangerous goods, furs, live plants and animals, fresh or frozen products, perishable commodities, tobacco and tobacco products, alcohol and alcoholic beverages, memory or computer chips, bulk commodities, marble, glass or similar fragile articles. 

Packing: 

Professionally packaged and prepared for over the road transport in an LTL or TL environment

Geographical Limits: 

Within and between Canada and/or Continental U.S.A. excluding Alaska and Hawaii.

Valuation: 

As per LOMBARD CANADA LTD.’s Standard Inland Transportation Form (All Risks) the goods insured shall be valued at the amount of invoice (replacement cost), including freight together with such costs and charges as any have accrued or become legally due thereon since shipment; but in the absence of invoice, the property shall be valued at actual cash market value at time and place of loss and in no event for more than the Limits of Liability specified above.

Conveyances: 

Motor Trucks – Common Carriers and Railway cars

Limits: 

CAD $250,000.00- any one railway car and/or motor truck – common carrier

Terms: 

As per LOMBARD CANADA LTD.’s Standard Inland Transportation Policy – All Risks
Statutory Conditions
Institute Radioactive Contamination, Chemical, Biological, Bio-chemical and Electromagnetic Weapons Exclusion Clause
Institute Cyber Attack Exclusion Clause
Termination of Transit Clause (Terrorism)
Subject to the Secondhand Replacement Clause – Used Goods

Exclusions: 

Excluding loss or damage due to scratching, denting, marring and chipping;
Excluding loss or damage due to rust, oxidization and discolouration;
Excluding loss or damage due to electrical and mechanical derangement unless caused by an insured peril;
Excluding the costs of recalibration and/or re-programming

Deductible:  

CAD $250.00 for each and every claim